Wealth and investment services, for your long-term prosperity

When it comes to planning your retirement there is a lot to consider and there are many questions:

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- How much do I need to retire?

- Where should I invest my money?

- How do I preserve my capital?

- How much tax will I pay?

- Will my family be okay?

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Regardless of how much you need, it’s important to start planning early to ensure you have sufficient savings to do the things you want in retirement.

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CINCH Wealth Advisors can help you develop retirement strategies that suit your personal circumstances and help you reach your retirement objectives, so you can have the retirement you have dreamed about.

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According to the Association of Superannuation Funds of Australia*, to achieve a comfortable retirement at age 65, retired singles who own their home will need to spend $44,011 a year and couples $60,457 a year.

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With our average life expectancy increasing (women 87 years and men 84 years) we also need to budget for more time spent in retirement. For example, if your goal is to retire when you are 65, you would want to plan for at least a 20 year retirement.

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The selection of investments is based on thorough research, not speculation. We will clearly explain our investment decision process and walk you through the investment advice we provide to you in a way that makes sense to you. If you don’t understand it, we won’t do it.

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Our expert financial advisors and investment advisors establish your financial needs, requirements and risk profile, then devise tailored wealth advice and investment strategies that fit within your comfort level, to build your portfolio and achieve your goals.

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We manage our clients' money like we do our own – vigilantly. With access to a wide range of investment products to suit individual requirements, we diversify our portfolios with the intent to minimise risk and to achieve above benchmark returns.

Through an in depth strategy process we’ll work with you to understand your present financial situation and goals, and then go away and create a strategy with them as our focus. We’ll then present you with your options so you can make a decision on the way forward and then implement.

CINCH ADVISOR HOLDINGS’s investment philosophy implements a thematic approach that exhibits value characteristics complementing the partial utilisation of passive strategies.

We employ a fundamental analysis methodology and will select investments that are aligned with our view of the macro outlook, the general direction of the economy and capital markets, and are in CINCH’s preferred asset classes and market sectors.

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A capital preservation focus will be adopted where market conditions demand this approach. The asset allocations implemented for CINCH ADVISOR HOLDINGS’s portfolios also target relatively lower levels of volatility with the aim of smoothing investment returns.