A concentrated long only portfolio providing exposure to leading Australian companies which will typically be biased to companies that have higher forecast dividend yields relative to other ASX listed companies.

The portfolio will generally be fully invested; however the allocations will be actively managed within the allowable ranges depending on market conditions.

To outperform the S&P/ASX 200 Total Return Index over rolling 7-year periods after fees.

• Market risk: The risk associated with being exposed to a particular investment market such as the Australian share market.
• Economic Risk: A downturn in economic growth (domestically or internationally) may adversely affect portfolio performance.
• Concentration Risk: A fall or rise in one investment or sector may have a material impact on the value of the portfolio.
• Volatility and price fluctuation: Understand and accept the risk of valuation fluctuations particularly over periods less than the minimum investment timeframe and that capital preservation is not guaranteed. I.e., the value of the investment may fluctuate or fall within the period of the suggested minimum investment timeframe.

A diversified portfolio of defensive assets. The portfolio is focused 100% on income generating defensive assets.

RBA Cash Rate +2%

• Interest Rate Risk: Interest rate movements may affect the value of interest-bearing securities both domestically and internationally.
• Economic Risk: A downturn in economic growth (domestically or internationally) may adversely affect portfolio performance.
• Currency Risk: Currency movements may affect the value of international investments.
• Concentration Risk: A fall or rise in one investment or sector may have a material impact on the value of the portfolio.
• Liquidity Risk: Understand that withdrawals from this Portfolio may be delayed due to the illiquid nature of the underlying assets and the terms of maturity/redemption for some of the underlying assets.
• Credit Risk: The value of credit securities may be adversely impacted by default risk and rating downgrades.
• Counterparty Risk: The risk of loss due to failure of a counterparty to meet its obligations.
• Volatility and price fluctuation: Understand and accept the risk of valuation fluctuations particularly over periods less than the minimum investment timeframe and that capital preservation is not guaranteed. I.e.; The value of the investment may fluctuate or fall within the period of the suggested minimum investment timeframe.

A concentrated long only portfolio and provides exposure to leading companies globally. The portfolio will typically be biased to large-cap companies in the US, UK, EU and Asia that have strong brands and dominant market positions in their respective industries.

The portfolio will generally be fully invested with investment in the portfolio being unhedged.

The outperform the MSCI World ex Australia Net Returns Index (AUD) over rolling 7-year periods after fees.

• Market risk: The risk associated with being exposed to a particular investment markets such as international share markets.
• Economic Risk: A downturn in economic growth (domestically or internationally) may adversely affect portfolio performance.
• Concentration Risk: A fall or rise in one investment or sector may have a material impact on the value of the portfolio.
• Currency Risk: Currency movements may affect the value of international investments.
• Volatility and price fluctuation: Understand and accept the risk of valuation fluctuations particularly over periods less than the minimum investment timeframe and that capital preservation is not guaranteed. I.e., the value of the investment may fluctuate or fall within the period of the suggested minimum investment timeframe.